KR Guide
🏠 Living in Korea β€” Expat Guide 2026

Make Korea Your Home

Everything a foreigner needs to live in Korea β€” visa, bank account, healthcare, housing, phone and daily life explained step by step.

170K+
Expats in Seoul
2.5M+
Foreign residents in Korea
6
Essential guides below

All Living in Korea Guides

Click any guide to get the full step-by-step breakdown.

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Visa Guide

Tourist, working holiday, D-10 job seeker, E-2 English teacher β€” all visa types with requirements and application steps.

Read full guide β†’
TouristWorking HolidayD-10E-2
🏦

Banking in Korea

How to open a Korean bank account as a foreigner, which bank to choose, KakaoBank setup, sending money abroad.

Read full guide β†’
IBKKakaoBankRemittance
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Healthcare & Insurance

National Health Insurance (NHI) enrollment, types of hospitals, foreigner-friendly clinics, pharmacies and emergency care.

Read full guide β†’
NHIHospitalPharmacy
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Housing in Korea

Jeonse vs wolse vs goshiwon β€” Korea's unique rental system explained, how to find a room, and what to expect in the contract.

Read full guide β†’
μ „μ„Έμ›”μ„Έκ³ μ‹œμ›Zigbang
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Phone & SIM Card

How to get a Korean phone number, comparing KT/SKT/LG U+, budget MVNO options, and the 10 essential apps for living in Korea.

Read full guide β†’
SIMKakaoTalkNaverApps
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Daily Life in Korea

Foreigner registration card, trash sorting system, cost of living budget, convenience store life, and Korean workplace culture.

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ARCBudgetCultureTrash

New to Korea? Start Here

Your first-30-days checklist when you arrive in Korea.

1

Get your ARC (Alien Registration Card)

Within 90 days of arrival, register at your local Immigration Office (μΆœμž…κ΅­κ΄€λ¦¬μ‚¬λ¬΄μ†Œ). Required for almost everything: bank account, phone, insurance. Bring passport + visa + passport photo.

2

Open a bank account

IBK (기업은행) and KEB Hana are most foreigner-friendly. Bring ARC + passport. IBK branches near universities are used to foreigners. KakaoBank can be set up on your phone after you have a Korean number.

3

Get a Korean phone number

Visit any carrier store (KT, SKT, LG U+) with your ARC + passport. Or buy a prepaid SIM at the airport. A Korean number is needed for bank apps, Naver, Kakao etc.

4

Enroll in National Health Insurance (NHI)

If employed, your company handles this. If self-employed or long-stay, visit NHIS (κ΅­λ―Όκ±΄κ°•λ³΄ν—˜κ³΅λ‹¨) or enroll online. Monthly premium: ~β‚©100,000–150,000 for most foreigners.

5

Find housing

Use Zigbang (직방) or Dabang (λ‹€λ°©) apps to find rooms. Consider a goshiwon (κ³ μ‹œμ›) for the first month while you find a proper apartment. Have a Korean friend or colleague review the contract.

6

Install essential apps

KakaoTalk (messaging), Naver Maps (navigation), Coupang (delivery), Baemin (food delivery), Toss (banking), KakaoTaxi (transport). These 6 apps cover 90% of daily needs.

πŸ’‘ Order matters: Get your ARC first β€” almost everything else requires it. No ARC β†’ no bank account. No bank account β†’ no phone plan. No phone β†’ no apps. The system is sequential.

Cost of Living in Korea (2026)

Realistic monthly budgets for foreigners in Seoul.

ExpenseBudget (κ³ μ‹œμ›)Mid-range (원룸)Comfortable
Rentβ‚©350,000–500,000β‚©600,000–900,000β‚©1,200,000+
Food (cooking + eating out)β‚©250,000β‚©400,000β‚©600,000
Transport (T-money)β‚©60,000β‚©80,000β‚©100,000
Phone planβ‚©20,000 (MVNO)β‚©40,000β‚©60,000+
Health insurance (NHI)β‚©70,000β‚©100,000β‚©130,000
UtilitiesIncludedβ‚©80,000β‚©130,000
Total / month~β‚©750K–850K~β‚©1.3M–1.6M~β‚©2.2M+

β‚©1,000 β‰ˆ $0.74 USD. Seoul is significantly cheaper than London, Tokyo, or Sydney for equivalent quality of life.


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